Benefits of travelling with Travel Insurance

We all love to travel, don’t we? But how many of us really spend some time, effort and money to take a travel insurance.  The percentage of people who really bother about taking about Travel insurance? It is a really shocking analysis that Only 21% of people purchase travel insurance (only 7% of them purchase it regularly). That’s for too less. 

Thinking about Travel and holiday would be hitting a sea side taking a sunbath for most. But there are times we would love to explore other parts of the world when there is so much feast for the eyes and passion, like architecture, beautiful scenery and historical importance. 

When talking about Travel insurance, people also need to be educated about what is covered by the insurance and most people are not clear about it and ignores paying attention to it. It is just not loss, theft and travel delays, but there is much more than that. 

But we all hear about Terrorism attack and National Tragedies every now and then. The global warming has caused the worst to the earth and people harm people! Each year, there seems to be increasing reports of popular holiday destinations being ravaged by natural disasters. Although the chances of a disaster striking while you’re on holiday may be relatively low, it is difficult to ignore the ever-present risk of something unpredictable happening.

The destroyed dome of Our Lady of Angels Church is seen Sept. 24. following the Sept. 19 earthquake in Mexico City. (CNS photo/Carlos Jasso, Reuters)

Last year Mexico, named as one of the top 10 holiday destinations, was ravaged by two earthquakes just weeks apart, causing exponential infrastructural damage and the loss of over 360 lives. Consider Europe.  Generally regarded as a safe zone from earthquakes, hurricanes and active volcanoes, Europe too now appears to be battling extreme and dangerous weather more often.  In the summer, Greece suffered horrific wildfires which killed over 70 people and resulted in the complete destruction of a tourist resort. 

Listening to such disaster stories might make us think to find a holiday destination immune to natural disasters, wildfires, flash flooding and severe storms,but this may not quite as easy and simple as we all think. And interestingly, despite all these natural calamities, people never stopped being fascinated about travel. 

Thankfully, there are many insurance companies that provides a range of products to tailor you needs. While young travellers find it easier to get an insurance, it is often difficult and challenging to find an affordable travel insurance as you get older. But a little research would help you find the best insurance policies. For example, Insure4Retirement, a specialist Over 50s Home and Travel insurance provider, in partnership with Just Travel Cover, offer a Crisis Response Service with their Ready2Go Gold travel policy. A key benefit of this cover is a dedicated phone number which gives travellers access to immediate assistance and an unrivalled set of skills if disaster strikes while they are abroad.   

We can’t avoid the risks and it is not always possible to stop the desire to travel but minimising those risks, and ensuring to travel with adequate planning and cover in place, can help provide peace of mind and assistance in a world full of surprises. Make sure to purchase a travel insurance that gives a good cover of medical expenses abroad.

Most travel insurances cover personal accident, Activities and legal advice. So make sure you check before signing up. 

Have you always travelled with travel insurance? were there any situations you regretted for not taking an insurance? I would love to hear

Take care…. 

~Rishi~