Can Home Insurance give you peace of mind!?

We live in London, although a lively, lovely, entertaining place to live, it is often equally filled with threats and thefts too. Every road is cramped and even when you live in a closed road and park your car in your driveway, a driver who enters your road to take a u-turn may hit your car and disappear in the dark while you are fast asleep! It is much worse for a car that is parked on the road considering most houses in London don’t have a dedicated driveway.

I don’t drive to school unless it is absolutely essential and if not by walk, we prefer to cycle. I have tried my best to make my children aware of the road safety while cycling. The road is so packed that there is nothing worse than taking the car and waiting in a long queue while the drivers in the front of the queue would be busy in an argument deciding who would give way first! And the irritated drivers do drive recklessly sometimes that they hit the parked car and don’t give a damn about it! 

Due to the circumstances, we always consider a comprehensive car insurance. But, the more you expect the more you would pay for it! But it’s not just car insurance we renew every year, we also have to look for the home insurance.

London homes are not only expensive to buy but also to protect with home insurance. The recent burglaries have ridiculously affected the home insurance prices. When we both were working few years before, we were told that the insurance would be slightly expensive as no one stays at home during the day! But things hardly changed when I decided to be SAHM, the insurance was still high claiming there is always someone living in so they have to be protected against the risks! And the more the time spent in home, the more would be the usage and hence the damage! 

So, regardless of whether you stay in or go out, the home insurance is essential to protect you and your home. With recent burglaries, it is often difficult to find the best home insurance price but the insurance comparison sites like Chill Insurance makes it easier to find the best prices amongst thousands of insurance providers. 

There may be some other type of home insurance to consider when you are a landlord and it is worth comparing all the plus and minus of different insurance providers offering competitive prices! It is a good move to make use of the comparison websites that lessens your job and helps you find the best deal to protect your home and assure to leave with peace of mind. 

Home insurance not only protects you from burglaries but also from damages.

Do you own a home? Are you a landlord? Have you used comparison websites before to find the best deal? Do you think comparison websites save you time and money? Do you have a favourite comparison website that you often visit!?

I would love to hear your comments. 

e-meet you soon in the next post…

Mummy and the Cuties